Straight answers about annuities, from someone who explains the fine print.

I'm Greg Stevens, an independent, licensed financial professional based in Austin. I help people understand exactly what an annuity does and doesn't do for them — before they ever sign anything.

Schedule a call greg@askgregaboutannuities.com

A little about me

I've worked independently in insurance and annuities since 2004. Most of the people I work with are within a few years of retirement, or already in it, and they come to me with the same worry: they don't want to lose what they've spent decades building, but they also don't want their money sitting still while everything gets more expensive.

I don't work for one insurance company. That means I'm not trying to fit you into a single product — I'm trying to find out whether an annuity makes sense for your situation at all, and if it does, which kind and why.

2004Licensed, independent financial professional

Austin, TXBased locally, working with clients directly

IndependentNot tied to a single insurance carrier

Questions people usually ask me first

Not a sales pitch — just honest answers to what's actually on people's minds.

Can I actually lose my money in a fixed annuity?

No. A fixed or fixed-indexed annuity protects your principal from market losses — that's the whole point of the product. What varies is how much it can grow, not whether it can shrink.

What's the catch with the bonus offers I keep hearing about?

Bonuses are real, but they usually vest over several years, and moving your money can mean giving up something similar in your current contract, plus starting a new surrender period. I'll walk through the actual math with you, not just the headline number.

Do I have to move all of my money to talk to you?

No. Sometimes the right answer is to move part of it, sometimes none of it. A conversation costs you nothing and commits you to nothing.

How working together actually works

We talk it through.

A plain conversation about where your money is now, what you're worried about, and what you want it to do for you.

I look at your specific numbers.

If an annuity might help, I'll show you exactly what your current situation would look like against the options available — real figures, not projections dressed up as promises.

You decide, with no pressure.

If it makes sense, we move forward together. If it doesn't, I'll tell you that too.

Have a specific account or offer you're weighing?

Bring me the numbers — your current statement, an illustration you've been sent, whatever you've got. I'll give you a straight read on it.

Email Greg 512.524.7671